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      • How much home can I afford?
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• Commercial
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• About Elements
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    • Elements Financial is Butler's Credit Union
  • News & Advice
    • Advice
      • Auto
        • Five Expert Tips for Buying the Best Car
        • Finding Your Auto Loan Fit: Practicality & Affordability
      • Banking
        • Slash Your Spending
        • Moving Your Money to Elements
        • Your Child’s First Checking Account
      • Credit Cards
        • Using Credit Cards To Your Advantage
        • Breaking Down Balance Transfers
        • Understanding APR vs. Interest Rates
      • Home
        • The Mysteries of a Mortgage
        • Rake In Your Home’s Value with Our Autumn Home Maintenance Checklist
        • Prep Your Home for the Season with Our Winter Maintenance Checklists
        • Using Equity To Your Advantage
        • The 4 Steps to Home Ownership
        • Home Improvements Tips For Summer Time
        • The Many Myths of a Mortgage
        • Making The Most of Your Mortgage
        • Prep Your Home for the Season with Our Spring Maintenance Checklists
        • Mastering the Market
        • Gen-Z & Money
        • Fall in Love with Your Home
      • Payments
        • The Power of P2P Payments
        • Contactless Payments Becoming New Normal
        • Control Your Cards
        • 5 Great Reasons to Pay Your Bills Online
        • The Advantages of Bill Pay
      • Savings
        • The Need For Estate Planning After Divorce
        • Preparing For The Future
        • The Best Deposit Strategies for Maximizing Your Savings
      • Security
        • Romance Red Flags
        • Calling It Quits with Scammers
        • 'Tis the Season: Protecting Yourself Against Holiday Fraud
        • Checks & Balances: Beat The Fraudsters At Their Own Game
        • Check Your Credit Report Prior to the Holidays
        • Fighting Fraud
        • The Impact of Identity Theft
        • Don’t Be Deceived: Expert Tips To Avoid Fraud
        • How to Detect Scams During Tax Time
        • Secure Your Social Feeds
        • Remain Cautious of Charity Fraud Related to California Wildfires & Other Causes
        • Keep Calm and Tax On
        • Travel Smart This Spring
      • Student Loans
        • Simplify Your Student Loans
        • Finding the Perfect Timing: Refinancing Your Student Loans
        • Four Ways to Spot Student Loan Scams
        • Funding Your College Education
        • Managing Money as a Young Professional
        • Take Control of Your Student Loan Debt
        • How to Empower Your College Student to Succeed Financially
        • Waiting on Your College Financial Aid?
        • A College Student's Guide to Financial Success
        • The First Year Student Checklist
        • The Final Stretch
        • Funding the Future
      • Wealth Management
        • 8 Factors That Lead to Your Legacy
      • Busting Common Money Myths – What Today’s Youth Really Need to Know About Money
      • One Week Guide to Spring Cleaning Your Finances
      • Control Your Cash Flow
      • Save Smarter: Better Budgeting
      • Tech Tips: Enhance Your Digital Banking
      • How to Keep Your Money Working for You During the Quarantine
      • Enhance Your Experience
      • Mythology Meets Your Money
      • Take Control of Your Credit
      • Dealing with Debt
      • Five Ways to Improve Your Finances
      • Unlock Your Next Auto Deal
      • Tools to Repair Your Credit
      • Building A Better Budget
      • Money & Your Mood
      • Your Money in Today’s World
      • SavvyMoney: Your All-in-One Credit Guide
      • Marriage and Your Money
      • The Cost of Clicks
      • The Many Sides of Debt and How to Repay It
      • Money with Michael: Advice from America's Favorite Sitcom
      • Your Gift-Giving Guide for a Different Season
      • Thrifty Travel Tips
      • Finding Your Financial Focus
      • Fuel & Flights: Travel Advice to Combat Inflation
      • How to File Your Taxes Online
      • How to Navigate the Grocery Aisles This Holiday Season
      • Shield Yourself from Summer Scams
      • Your Guide to Indy’s Budget-Friendly Gifting & Experiences
      • Calculated Money Moves
      • Check Your List Twice for Fraud
      • Money Mindfulness
      • Millennials & Money
      • Gen X and Money
      • Parenting & Money
      • Your Year-End Financial Checklist
      • 12 Meaningful Ways to Give Back This Season
      • Revisiting Your Resolutions
      • Partnering for Financial Success
      • Freshen Up Your Finances
    • Fan Mail
      • Roger's Experience with Private Client Services
      • Alexander's Auto Loan
      • Brandon's First Home
      • Koren's Switch to Banking with Elements
      • James' Mortgage
      • Josh's Surprise with High Interest Checking
      • Erin's Financial Partner in Elements
      • From Member To Manager
      • Supporting Small Businesses
      • Making Banking Positive & Personal
      • Keeping Up with The Cronks
      • Bringing Banking to Bosma
      • Seasoned Chef Becomes Restaurant Owner
      • An Engagement Story
      • A Renovation Story
      • A Cross-Generational Story
      • Rooting for Our Home Team
      • Closing One Chapter, Opening Another
    • News Releases
      • 2017
        • Elements Financial Shines in the 38th Annual Telly Awards
        • Elements Financial Named One of the Best Places to Work in Indiana
        • Elements Financial Honored in Times Square
        • Elements Financial Earns Client of the Year Award
      • 2018
        • Elements Wealth Named Top Producing Program by LPL Financial
        • Elements Financial Named to Hall of Fame of Best Places to Work in Indiana; #20 in Medium-Sized Companies
        • Introducing Personal Finance Management Tools
      • 2019
        • Elements Named to Best Places to Work List for Ninth Time
        • Elements Financial Named Number 11 on 2019 Best Places to Work List
      • 2020
        • Rowdie's Road Trip
        • Coming September 8 — Fraud Alerts Available for Elements Debit and Credit Cards
        • Contact Your Representatives to Urge Withdrawal of New Mortgage Fee
        • Elements Financial Named to Best Places to Work List for 10th Time
      • 2021
        • Elements Financial Named to Best Places to Work List for 11th Time, Continuing Hall of Fame Status
        • 500 New Members Transitioning to Elements Financial After Indianapolis’ Newspaper Federal Credit Union Closes
      • 2022
        • Elements Financial Announces Transition for Top Post
        • Elements Financial Named to Best Places to Work List for 12th Time
      • 2023
        • Elements Financial Annual Meeting
        • Commenting on our Safety, Soundness, and Stability
        • Elements Financial recognized by the American Heart Association for commitments to workforce well-being
        • Elements Financial SVP Receives Innovation Award
      • 2024
        • Elements Financial Announces New Leadership
        • We Made the List!
        • Elements Financial Annual Meeting
        • Elements Financial Announces Decision for Top Leadership Role
      • 2025
        • Introducing a Better Online Banking Experience
        • Elements Financial Annual Meeting
        • Introducing Our New Youth Program
      • 2026
        • Elements Financial Joins National Member Protection Initiative to Advance Member-First Scam Protection
    • Community
      • 2017
        • Two Major Grants Impact Local Community
      • 2018
        • Congratulations to Our Friends at Little Red Door on their Grand Re-Opening
        • Elements Financial's First-Ever 'Paint the Town Red' Event
        • Elements Receives Dora Maxwell Award
        • Elements Financial's 2nd Annual Purpose Day
      • 2019
        • Elements Employee Serves as Mentor to Credit Union Development Program
        • Indianapolis Indians & Elements Financial Announce New Naming Rights Partnership for Elements Financial Club
        • Third Annual Purpose Day Gives Back to Community
      • 2020
        • Building Up The Butler Bulldogs
        • Community Spotlight: Little Red Door
        • The Best Seats In The Ballpark
        • Our Pillars of Giving
        • Elements Financial & NeighborLink Indianapolis Announce Partnership
        • Donation of 20+ Laptops to Local At-Risk Scholars Supports Their College Dreams
        • Putting Our Purpose to Work
        • The Season of Caring
      • 2021
        • Making an Individual Impact: Our Fifth Annual Purpose Day
        • Caring for the Community
      • 2022
        • Todd Shickel, Vice President of Business Development
        • James Isgan, IT Operations Manager
        • Serving with Time, Talent, and Treasure: Our 6th Annual Purpose Day
        • Mindy Greene, Executive Assistant
      • 2023
        • Nick Shoemaker, Software Developer
        • Brad Thompson, Lead Real Estate Closer
        • Sherri Dorsey, Senior HR Business Partner
        • Elements Empowers DREAM Alive Scholars through Summer Workshop Series
        • Volunteers Assemble Backpacks for Camp Little Red Door
        • Adan Gutierrez, Commercial Lending Specialist
        • Amanda Richmond, AVP, Wealth Operations Manager & LPL Sales Assistant
        • Elements Contributes to Visa's FinEd50 Initiative
        • Blake Luker, Talent Development Partner
        • Mitch Kooi, Loan Servicing Specialist
        • Serving our Community Since 1930
        • Chris Miller, Marketing AV Manager
        • Miranda Finley, Relationship Manager
      • 2024
        • Kristin Peters, Accounting & ACH Specialist
        • Elements Cares Committee Announces Annual Grants to Local Community
        • Lenore Gallagher, Operations Manager
        • Charles Akinbola, AVP Talent Development
        • David Cribbs, Data Analyst
        • Eliza Claborn, Relationship Manager
        • Heidi Unruh, Accountant
        • Barbara Swabb, Loan Servicing Specialist
        • Liz Wertz, LPL Financial Advisor
        • Our Commitment to Community Impact
        • Ashley Sellers, Digital Product Manager
        • Elements Awards Grants to Support Six Nonprofits in Central Indiana
      • 2025
        • Shane Martin, Sr. Commercial Underwriter
        • LPL Financial Recognizes Elements Wealth Management Advisor for Her Leadership and Growth
        • Kate Mucho, Collections Team Lead
        • Brittnie Kreuzman, Member Solutions Specialist
        • Anthony Love, Executive Assistant
        • Brooke Kersey, Consumer Loan Originator
        • Rooted in Community
        • Ashley DeMello, Business Intelligence Analyst
        • Elements Financial Partners with Federal Home Loan Bank’s Community Multiplier Program
        • Magee Landrum, Data Integration and Analytics Manager
        • Alex Menestrina, AVP of Operations and Member Services
        • Emily Klei, Relationship Manager
        • Elements Financial Gives $100,000 in Grants to Nonprofits in Central Indianapolis
    • Banking Alerts
      • 2017
        • 2017 Holiday Hours
      • 2018
        • Visa Zero Liability Change
        • Home Equity Line of Credit Visa Zero Liability Change
        • 2018 Holiday Hours
        • Credit Card Transaction Alerts Scheduled Maintenance August 2
        • Online Banking and Mobile App Scheduled Maintenance
        • Important Holiday Hours - Thanksgiving & Black Friday 2018
        • Important Information for Android Users
      • 2019
        • 2019 Holiday Hours
        • Important Information Regarding Card Control App
        • Important Information Regarding Online Statements
        • Important Information Regarding Online Banking and Mobile App
        • Memorial Day 2019
        • Important Information Regarding Online Applications
        • Important Information Regarding Toll-Free Number
        • Branch Hours - July 2019
        • Online Banking and Mobile App Scheduled Maintenance - July 10
        • Scheduled Online Banking Upgrades - July 16, 2019
        • Important Notice Regarding LTC North Branch Location
        • Important Information Regarding Card Control App
        • Labor Day 2019 Hours
        • LTC North Branch Location Closure 9/6
        • Scheduled Maintenance For Online and Mobile Banking
        • Update - Credit Card Payment Mailing Address
        • Important Credit Union Business Hours - October 14
        • Scheduled Maintenance for Website Search
        • Important Hours - Veteran's Day 2019
        • Important Holiday Hours - Thanksgiving & Black Friday 2019
        • Important Holiday Hours - December 2019 & January 2020
      • 2020
        • 2020 Holiday Hours
        • Important Information Regarding Online Banking and Mobile App
        • Upcoming Hours - Martin Luther King Jr. Day 2020
        • Important Information Regarding Online Banking and Mobile App
        • Bill Pay Upgrade
        • Important Information About Branch Access for Eli Lilly Retirees
        • Elanco Branch Access
        • EXPIRED: Lilly Branch Access
        • FAQs about Elements and Coronavirus
        • EXPIRED: Branch Access at Farm Bureau and IGC
        • EXPIRED: IGC Branch Access
        • Bill Pay Duplicate Payments
        • EXPIRED: Lilly Branch Access
        • UPDATED: Lilly Branch Access
        • An Upgraded Online Banking Experience is Coming to You
        • Wearing Face Masks Required by Farm Bureau Building to Visit Elements Branch
        • Memorial Day 2020
        • Important Upcoming Holiday Hours
        • Mortgage Application Scheduled Maintenance — July 29
        • Checking Dividends Correction
        • Labor Day 2020 Hours
        • Important Credit Union Business Hours — October 12
        • Important Information Regarding Online Banking and Mobile App
        • Cash Rewards Credit Card Rewards Program Change
        • Important Hours - Veteran's Day 2020
        • Important Holiday Hours - Thanksgiving 2020
        • Important Information Regarding Online Account Application
        • Important Holiday Hours - December 2020 & January 2021
      • 2021
        • 2021 Holiday Hours
        • Changes to Security Measures for Intuit Quicken, QuickBooks Online, and Mint Account Sync
        • Important Upcoming Holiday Hours: Martin Luther King Jr. Day 2021
        • Important Branch Update: IGC Branch Closed Wednesday, January 20
        • Farm Bureau Branch Closed Due to Weather
        • Important Update about Online Bill Payments System
        • Planned Maintenance for Card Control App this Friday
        • Important Upcoming Holiday Hours: Memorial Day
        • Upcoming Holiday Hours: Independence Day 2021 and Updated Hours for IGC & Lilly Branches
        • Important Branch Update: IGC and LCC Branches Closed Temporarily
        • Important Upcoming Holiday Hours: Labor Day
        • Important Information Regarding Elements Phone Numbers
        • Important Credit Union Business Hours — October 11
        • Important Hours - Veteran's Day 2021
        • Important Holiday Hours - Thanksgiving 2021
        • Holiday Hours - December 2021 & January 2022
        • Important Information Regarding Calls to Elements
        • Caution — Fraud Spikes in the Holiday Season
      • 2022
        • 2022 Holiday Hours
        • Important Upcoming Holiday Hours - Martin Luther King Jr. Day 2022
        • Elements Branches Closed Due to Weather
        • Upcoming Holiday Hours - President's Day
        • Important Upcoming Holiday Hours - Juneteenth
        • Let’s Work Together to Protect You & Your Elements Accounts from Fraud
        • Upcoming Holiday Hours - Independence Day
        • Upcoming Holiday Hours - Labor Day
        • Important Credit Union Business Hours - October 10
        • Upcoming Holiday Hours - Election Day and Veteran's Day
        • Important Holiday Hours - Thanksgiving 2022
        • Important Business Hours - Closed Morning of Thursday, December 15
        • Holiday Hours - December 2022 & January 2023
        • Elements Branches Closed Due to Weather
      • 2023
        • 2023 Holiday Hours
        • Important Upcoming Holiday Hours - Martin Luther King Jr. Day
        • Planned Maintenance for Online Banking on Sunday, February 19
        • Important Upcoming Holiday Hours - Presidents Day
        • Planned Maintenance for Online Banking on Saturday, March 4
        • Upcoming Holiday Hours - Memorial Day
        • Upcoming Holiday Hours - Juneteenth
        • Confirm Your Contact Information, Including Cell Phone Number
        • Upcoming Holiday Hours - Independence Day
        • Introducing a New Security Texting Feature for Elements Credit and Debit Cards
        • Upcoming Holiday Hours - Labor Day
        • Planned Maintenance for Online Banking on Saturday, September 23
        • Approach Callers & Texters Claiming to Be Elements with Caution
        • Upcoming Holiday Hours - Election Day and Veteran's Day
        • Important Holiday Hours - Thanksgiving 2023
        • Gift Cards & Reloadable Cards No Longer Offered at Elements
        • Holiday Hours - December 2023 & January 2024
        • Important Information Regarding Online Banking and Mobile App
        • Important - Credit Union Business Hours - October 9
      • 2024
        • 2024 Holiday Hours
        • Holiday Hours - Martin Luther King Jr. Day
        • Holiday Hours - Presidents Day
        • Holiday Hours - 2024 Full Solar Eclipse Day
        • Planned Website Maintenance on Tuesday, April 23
        • Elements Branches & Live Chat Observing Summer Friday Hours
        • Planned Website Maintenance on Friday, May 10
        • Update About Intermittent Access Issues
        • Upcoming Holiday Hours - Memorial Day
        • Upcoming Holiday Hours - Juneteenth
        • Planned Maintenance for Online Banking Begins Saturday, June 22
        • Upcoming Holiday Hours - Independence Day
        • Impacts of Global IT Outage Our Members Might Encounter
        • Planned Website Maintenance on Wednesday, August 21
        • Planned Website Maintenance on Friday, August 23
        • Update to Elements Branch Hours at IGC
        • Upcoming Holiday Hours - Labor Day
        • Online Banking Maintenance on Thursday Afternoon
        • Lilly Corporate Center Branch to Close on Tuesday, September 17
        • Important - Credit Union Business Hours - October 14
        • Online Banking Maintenance Planned for This Saturday Night
        • Upcoming Holiday Hours - Election Day & Veteran's Day
        • Approach Anyone Contacting You Claiming to Be Elements with Caution
        • Online Banking Maintenance Planned for This Saturday Night
        • Important Holiday Hours - Thanksgiving 2024
        • Holiday Hours - December 2024 & January 2025
      • 2025
        • Holiday Hours - Martin Luther King Jr. Day
        • Elements Branches Closed Due to Weather - January 6
        • Important - Credit Union Branch Hours - January 29
        • 2025 Holiday Hours
        • Holiday Hours - Presidents Day 2025
        • Important Upcoming Branch Hours - April 18, 2025
        • Shutdown of Large ATMs Vendor Impacts ATMs at Elements and Nationwide
        • Online Banking Maintenance Planned for This Sunday Night
        • Farm Bureau Branch to Close on Tuesday, May 6
        • Upcoming Holiday Hours - Memorial Day
        • Upcoming Holiday Hours - Juneteenth 2025
        • Online & Mobile Banking Maintenance Planned for This Saturday Night
        • Upcoming Holiday Hours - Independence Day 2025
        • Upcoming Holiday Hours - Labor Day 2025
        • Online & Mobile Banking Maintenance Planned for This Saturday Night
        • Important - Credit Union Business Hours - October 13
        • Upcoming Holiday Hours - Veterans Day 2025
        • Online Banking Maintenance Planned for This Saturday Night
        • Important Holiday Hours - Thanksgiving 2025
        • Important Holiday Hours - December 2025 and January 2026
      • 2026
        • Debit Card Intermittent Access Issues
        • Holiday Hours - Martin Luther King Jr. Day 2026
        • New Account Application Issue
        • Elements Branches Closed Due to Weather - January 26
        • Elements Branches Operating on Delay Due to Weather - January 27
        • Weather-Related USPS Delays
        • Holiday Hours - Presidents Day 2026
        • Important Branch Information - Lilly Corporate Center Branch Temporarily Closed
        • Approach Anyone Contacting You Claiming to Be Elements with Caution
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