Limited-Time Promotional Rate Business Premium Money Market Savings Plus Overview Earn a promotional 3.75% APY1 for 8 months when you bring $15,000 or more in new deposits from outside Elements. Your funds stay accessible with up to six withdrawals per month — no lock-in, no market risk, dividends accrued daily and paid monthly. Savings are federally insured by the NCUA up to $250,000, and the account can be linked to your Elements business checking as overdraft protection. View Rates A Good Option If: Your business is holding $15,000 or more in cash at another institution and wants to put those deposits to work at a significantly higher rate for a limited time. You want the liquidity of a money market account with a premium promotional rate — without locking funds into a certificate. Read More Apply Now Or Call 1-317-276-2105 Contact the Commercial Team Business Premium Money Market Savings Plus Dividend Rate APY $0.01 - $99.99 0.25% 0.25% $100.00 - $2,499.99 0.25% 0.25% $2,500.00 - $9,999.99 0.25% 0.25% $10,000.00 - $14,999.99 0.25% 0.25% $15,000.00 and Above 3.69% 3.75% The Business Premium Money Market Savings Plus account is a promotional savings account offering a fixed 3.75% Annual Percentage Yield (APY) on balances of $15,000.00 or more for the first 8 months. To qualify, a minimum of $15,000.00 in new money must be deposited, whether opening a new account or converting an existing Business Premium Money Market Savings account to the Business Premium Money Market Savings Plus account. New Money is defined as funds not on deposit at Elements within the 30 days prior to opening the Business Premium Money Market Savings Plus account. The promotional period begins on the account opening date or, for existing accounts, on the date the required new money deposit is met. For members to receive the promotional terms on existing Business Premium Money Market Savings accounts, you must contact Elements to convert your existing account to a Business Premium Money Market Savings Plus account. Rates are accurate as of November 1, 2026. The Business Premium Money Market Savings Plus account is a tiered rate account in which the dividends are calculated on the entire balance in your account based on the rate for the tier corresponding to each day’s daily balance. On the first business day following the last calendar day of the 8th month, the account and promotional APY will automatically convert to the then current non-promotional Business Premium Money Market Savings tier structure. APYs are variable and may change at any time without notice. Additional information for each tier: An APY of 0.25% applies to accounts with balances from $0.01 to $99.99; from $100.00 to $2,499.99; from $2,500.00 to $9,999.99; and from $10,000.00 to $14,999.99. A promotional APY of 3.75% applies to accounts with balances of $15,000.00 and above. Other qualifications may apply. Offer subject to membership approval. Elements reserves the right to modify or discontinue this offer at any time. Fees may reduce earnings. Federally insured by NCUA.
Your Everyday Business Savings Business Premium Money Market Savings Overview Earn competitive dividend rates on your extra operating cash while keeping funds accessible when you need them. Dividends accrue daily and are paid monthly, with up to six withdrawals per month, so your money stays liquid and working for your business. Savings are federally insured by the NCUA up to $250,000, and the account can be linked to your Elements business checking as overdraft protection. View Rates A Good Option If: Your business or nonprofit regularly carries operating reserves and wants to earn more than a standard savings account without locking funds into a term product. You want a single financial partner where your checking and savings work together — with a dedicated commercial team ready to support you. Read More Apply Now Or Call 1-317-276-2105 Contact the Commercial Team Business Premium Money Market Savings Dividend Rate APY $0.01 - $99.99 0.25% 0.25% $100.00 - $2,499.99 0.25% 0.25% $2,500.00 - $9,999.99 0.25% 0.25% $10,000.00 - $24,999.99 0.25% 0.25% $25,000.00 - $49,999.99 0.75% 0.75% $50,000.00 - $99,999.99 1.24% 1.25% $100,000.00 - $249,999.99 1.74% 1.75% $250,000.00 and Above 1.98% 2.00% Rates effective as of November 1, 2026, and may change after account opening without notice. Fees may reduce earnings.
