Your Everyday Business Savings Business Premium Money Market Savings Overview Earn competitive dividend rates on your extra operating cash while keeping funds accessible when you need them. Dividends accrue daily and are paid monthly, with up to six withdrawals per month, so your money stays liquid and working for your business. Savings are federally insured by the NCUA up to $250,000, and the account can be linked to your Elements business checking as overdraft protection. View Rates A Good Option If: Your business or nonprofit regularly carries operating reserves and wants to earn more than a standard savings account without locking funds into a term product. You want a single financial partner where your checking and savings work together — with a dedicated commercial team ready to support you. Read More Apply Now Or Call 1-317-276-2105 Contact the Commercial Team Business Premium Money Market Savings Dividend Rate APY $0.01 - $99.99 0.25% 0.25% $100.00 - $2,499.99 0.25% 0.25% $2,500.00 - $9,999.99 0.25% 0.25% $10,000.00 - $24,999.99 0.25% 0.25% $25,000.00 - $49,999.99 0.75% 0.75% $50,000.00 - $99,999.99 1.24% 1.25% $100,000.00 - $249,999.99 1.74% 1.75% $250,000.00 and Above 1.98% 2.00% Rates effective as of July 1, 2026, and may change after account opening without notice. Fees may reduce earnings.