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Savings

Put your business reserves to work with a savings account built to earn.

Your Everyday Business Savings

Business Premium Money Market Savings

Overview

  • Earn competitive dividend rates on your extra operating cash while keeping funds accessible when you need them.
  • Dividends accrue daily and are paid monthly, with up to six withdrawals per month, so your money stays liquid and working for your business.
  • Savings are federally insured by the NCUA up to $250,000, and the account can be linked to your Elements business checking as overdraft protection.

A Good Option If:

  • Your business or nonprofit regularly carries operating reserves and wants to earn more than a standard savings account without locking funds into a term product.
  • You want a single financial partner where your checking and savings work together — with a dedicated commercial team ready to support you.
Business Premium Money Market Savings Dividend Rate  APY 
$0.01 - $99.99 0.25% 0.25%
$100.00 - $2,499.99 0.25% 0.25%
$2,500.00 - $9,999.99 0.25% 0.25%
$10,000.00 - $24,999.99 0.25% 0.25%
$25,000.00 - $49,999.99 0.75% 0.75%
$50,000.00 - $99,999.99 1.24% 1.25%
$100,000.00 - $249,999.99 1.74% 1.75%
$250,000.00 and Above 1.98% 2.00%

Rates effective as of July 1, 2026, and may change after account opening without notice. Fees may reduce earnings.