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Step Up to the Next Level of Service
Your wealth and well-being require time, care, and attention. That's why Private Client Services at Elements Financial assigns you a dedicated Private Client Officer who handles your personal financial affairs — freeing up your time for the things you enjoy most.
Elements uniquely combines the superior service of a credit union with resources and products comparable to a much larger institution. We offer concierge-level service beyond regular business hours, with personalized solutions based on our knowledge of your assets, goals, and unique situation.
You can rely on the personalized attention we give our clients, from assisting with day-to-day transactions and accounts to supporting more in-depth financial needs. We also offer a vast knowledge of Elements products, services, and most importantly, people, who we can connect you with to achieve your financial milestones.
Being a Private Client member means more than an account — it's a relationship. Every perk below is designed to save you time, reward your balance, and give you a direct line to the people who can help you get more from your money.
This special product, only offered to our Private Client members, provides greater flexibility with paper statements mailed quarterly and no minimum number of transactions.
Give your savings a boost when you purchase certificates from Elements. Enjoy a dividend rate that doesn't change during the term of the account, so you can estimate your earnings over time. Choose a term from 6 months to 5 years and enjoy no fees when you hold your account to maturity.
Save for retirement at any age in a tax-advantaged way. Choose between tax-deductible contributions (Traditional) or tax-free withdrawals (Roth), and contribute up to $7,500 per tax year.
Put the stock you already own to work without selling a single share. Borrow against your portfolio's value while you continue to benefit from dividends and stock splits.
Access capital without pledging any collateral. Draw on your line whenever opportunity calls, and only pay interest on the funds you use.
Private Client Checking rewards you for keeping more with Elements. It's a tiered dividend account that pays on your entire daily balance — no minimum number of transactions required to qualify. As a Private Client, you'll enjoy the account along with the full suite of concierge banking benefits, from a dedicated Private Client Representative to complimentary wire transfers and cashier's checks.
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Embrace the value you deserve with the only card you’ll ever need. The Signature Rewards Visa Credit Card from Elements is the perfect card to help you get the most out of your on-the-go lifestyle. Enjoy great deals on the best hotels, resorts and attractions, no international travel fees and 24/7 access to Visa Signature Concierge.
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We can help you upsize, downsize or refinance while saving you time and money on rates, fees and closing costs. We provide personalized guidance to make the homebuying process seamless. Your Private Client Representative will partner with your Mortgage Loan Originator to provide a collaborative and streamlined experience for you. Our locally based processing and underwriting teams work under the same roof. We offer the ability to finance a home in all 50 states.
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Enjoy products that keep you on the move. We can help you buy or refinance a new or used car, boat or RV while saving you time and money on rates, fees, and closing costs. With financing up to 90% of your boat or RV's value, we can help make your weekend fun possible.
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We work with you to provide the specific solutions your business requires. Elements offers competitive fixed and variable rate options for our loans.
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I was a private banking client at a national bank for over 20 years. I had been wanting to make a change in my banking provider for many years but did not want to spend the time and hassle to make the switch. My Elements Private Client representative made the transition simple and seamless.
Put new money to work at a fixed 3.75% APY1 for eight months — no market risk, no lock-in, just a premium return on the funds you've been letting sit elsewhere.
Bring $15,000 or more in new deposits to Elements and your Private Client Representative will handle the rest, from the transfer to the timing, so your capital starts earning from day one.
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Lock in 4.25% APY2 for eight months and let your rate work as hard as your money does — no market swings, no surprises, just a guaranteed return from day one.
With as little as $1,000 to open, your Private Client Representative can position this alongside your other Elements accounts for a rate that outpaces where most of your reserves are sitting today.
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On deposits of $500,000 or greater
Enjoy 4.50% APY2 on our 8-month Certificate with $500,000 or more. Don't have $500,000 to deposit? Start with just $1,000 or more and earn 4.25% APY2
Contact Broolyn Clark to open today
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Our team starts by looking at each client's overall finances, including savings for education, taxes, estate planning, and retirement contributions. Then they craft a personalized plan that leads each individual, couple, or family toward their goals.
Whether you're getting started or you're a seasoned investor, we've got the tools to support you on your journey. We don't have account minimums, so our advisors are here to support all investors.
Explore our commercial services.
We work with you to provide the specific solutions your business requires. Elements offers competitive fixed and variable rate options for our loans.
