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Plan Ahead: September 8–9 — Online and mobile banking move to view-only for a short window as we finish our Digital Banking upgrade. Learn More

Digital Banking Tools

You can take control with these digital banking tools.

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Card Management

Control your cards instantly — from desktop or mobile, no extra app needed.

Card Management is built directly into Elements Digital Banking — on both desktop and mobile. Freeze a card, report it lost, order a replacement, manage your PIN, and more, all in one place. 

  • Instant Card Controls — Turn your credit and debit cards on or off instantly, available on desktop and mobile
  • Activity Controls — Set controls and alerts by location, merchant type, transaction type, and spending limit
  • Lost or Stolen Cards — Report a lost or stolen card directly within Digital Banking
  • PIN Management — Manage your card PIN securely within your account
  • Travel Notices — Submit a travel notice before you leave so your card works wherever you go

Learn More about Card Management Read Advice Article

Advanced Financial Wellness

Control your cards instantly — from desktop or mobile, no extra app needed.

All the budgeting tools you rely on are here — now with even more features — giving you a fuller picture of where your finances stand today and where they're headed.

  • Financial Wellness Snapshot — Quick, easy-to-understand views of Spending Analysis, Budget, Cash Flow, and Net Worth
  • Spend Forecast — see where your spending is headed before it happens, directly from your dashboard
  • External Account Linking — Link accounts you hold at other financial institutions for a complete view of your finances

Learn More about Advanced Financial Wellness

Savings Goals

Control your cards instantly — from desktop or mobile, no extra app needed.

Whether you're saving for a vacation, a new car, a down payment on a home, or an emergency fund, Savings Goals in our updated Digital Banking make it easy to create and track your progress.

  • Multiple Savings Goals — Create multiple savings goals for different financial priorities

  • Custom Goal Names & Targets — Name each goal and set a target amount

  • Real-Time Progress Tracking — Track your progress in real time within Digital Banking

Learn More about Advanced Savings Goals

SavvyMoney Credit Score

Free ongoing credit score, reporting, and monitoring.
  • FREE access to your credit score, full credit report, and credit monitoring
  • You can track your credit score daily (up to every 24 hours) — your score will never be negatively affected
  • No extra apps to install — it's all presented simply within Elements Digital Banking

Learn More about SavvyMoney Read Advice Article

Bill Pay

Pay your bills with ease using Elements digital banking tools.

Bill Pay from Elements is a free service in Elements Digital Banking that provides a secure, convenient way to organize bills and pay them before they’re due. Bill Pay offers a variety of features, including:

  • Automatic Payments
  • eBills
  • Calendar View showing a snapshot of all upcoming scheduled bill payments
  • Free Stop Payments
  • Customized Reminders to keep you informed on Bill Pay activities
  • Grouping and Categorizing tools for all of your bills

Learn More about Bill Pay

Zelle®

A fast, safe and easy way to send money. — Available in Elements Digital Banking
  • Fast — Send money directly from your account to theirs — typically in minutes.1
  • Safe — Send or receive money right from your Elements Financial mobile app. No account numbers are shared.
  • Easy — Send money to almost anyone you know and trust1 using just an email address or U.S. mobile phone number.

Learn More

Manage Users

Control your cards instantly — from desktop or mobile, no extra app needed.

With the upgraded Digital Banking's Manage Users feature, you can give a trusted family member, accountant, or other person secure access to your Elements accounts — without sharing your personal login credentials.

  • Secure Shared Access: Add another user to your account without sharing your login ID or password
  • Built for Trusted Third Parties: Ideal for accountants, financial advisors, or family members who need account visibility
  • Customizable Permissions: Users are assigned access rights that you control
  • Revoke Anytime: Revoke access at any time from within Digital Banking

Learn More about Managing Users

  1. 1 To send or receive money from Zelle®, both parties must have an eligible checking or savings account. Transactions between enrolled consumers typically occur in minutes.

    Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license.